For most people, buying a home is one of the biggest decisions of their lives, both financially and for their family.  In addition to choosing a highly qualified lender and realtor, it is important to gain some insights into the home and area that is right for you.

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Here are some nuggets of wisdom to keep in mind:

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• Know Your Budget: Determine how much house you can afford. Factor in not just the mortgage, but also property taxes, insurance, and potential maintenance costs.

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• Get Pre-Approved: It gives you an edge in negotiations and helps you stay within your budget.

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• Location Matters: Consider proximity to work, amenities, and the overall neighborhood vibe. It's not just about the house but the community it's in. Click here to get pre-approved today!

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• Home Inspection is Key: Don't skip this step. It can save you from unexpected headaches later.

 

• Future Resale Value: Even if it's your forever home, think about resale value. Life is unpredictable, and plans can change.

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• Hidden Costs Exist: Closing costs, property taxes, and homeowners' association fees—be aware of these so they don't catch you off guard.

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• Negotiate Smartly: Don't be afraid to negotiate, whether it's the price, repairs, or included appliances. It's part of the game.​

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• Explore Loan Options: There are various loan types. Our Live Better team can help you determine the loan that best accommodates your financial situation.