
Joe Siau
Broker DRE #01199016, NMLS #582917
Financing Consultant, CDLP
Reverse Mortgage Specialist
Greater Sacramento, Bay Area, Silicon Valley, CA
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About Joe
As a self-published author in 6 Continent: Habits Driven is the Game Changer, now as a Reverse Mortgage Specialist and Certified Divorce Lending Professional, (CDLP), I enjoy the privilege of being a part of my client’s homeownership experience. A successful financing event is one that’s completed on schedule; the process is straightforward, transparent, involves all parties, and delivers what was expected from the start.
When I receive referrals, it is very important to me to earn that recommendation again. I know what it takes to be a professional in my industry and that my industry needs good, responsible lenders.
I serve the first-time home buyer to Senior Reverse Mortgage Planning, to Pre, or Post-Divorce Planning to avert issues or potential conflicts between the mortgage and the real property.
With over 25 years of technical background, as financial advisory with Merrill Lynch, tax preparation with HR Block, real estate sales, environmental law compliance with the Department of Defense, and implementing quality controls with HP & IBM, I had accumulated many perspectives to be your trusted Certified Mortgage Advisor. I believe all clients deserve to be better served than the status quo.